No Loan Home Improvements ? How To Do These In Your Spare ...

It is possible to do home improvements without taking out loans with excessive interest rates. If you?re looking to improve your home, no loan is typically necessary.

Home improvement jobs, especially multiple small ones, can be accomplished over time and can make your house look fantastic. Rebuilding entire rooms, or adding them on from scratch, are not usually part of this type of home improvement itinerary. Most of the time, though, a good scrub, a fresh coat of paint and some new decorations can go a long way toward improving your home cheaply and easily. This article will show you a few no loan home improvement strategies that you can utilize today.

New floors in your home? If you want them, you need to do a little planning. Do you think of having to hire contractors and buy expensive flooring and spend thousands and thousands of dollars? The good news is that you do not have to do this anymore. Today there is laminate flooring that imitates the look and feel of hard wood flooring and is a fraction of the cost. Even if you have no experience, you can do this on your own. You won?t have to work hard at all as this flooring goes right into place with little or no effort. Just go to your home improvement store and ask them what you will need.

Hardwood floors in your home? Using carpet, instead of a hardwood floor, might be better for your home. Perhaps you have a lot of carpet in your home. Installing hardwood or laminate flooring might be something you will want to consider. For those of you with larger homes and more carpet, it may take you a couple of days to get this done. If you know how to rip up old carpet, you can put your flooring down in no time at all. On the other hand, carpeting is very hard to install. Talk to a professional to make sure that you aren?t biting off more than you can chew with your project and then get to work!

Another thing you can do is begin to remodel your bathroom which will take about a week or so if you know what you are doing. As long as you know what you are doing, you will not have to pay for a plumber to do the work for you or hire anyone else to get the job done. Your remodeling might require a new cabinet which you can buy on your own which is cheaper. Once you have purchased everything you want to replace in the bathroom, all you have to do is install it yourself.

Most times, you will not need to take out a loan to give your home a bit of a facelift. If you have the inclination to take on the small jobs around the house before they get out of control; you have the potential to save loads of money. You may consider speaking to a contractor when you are getting ready to take on a big development and ask a few questions. Good fortune to you and go with it.

About the author: Paolo is a writer who specializes in No-Loan Home Improvement related topics but also writes for his other pensionannuityrates.org, pension annuity rates calculator and pension comparison websites.

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Acupuncture for diabetes | Healthy Lifestyle

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This Ghostbusters Backpack Is Your Who-Ya-Gonna-Call Deal of the Day [Dealzmodo]

Ok, I'll admit it. I'm afraid of the dark. There's something about knowing that some monster, or the disembodied spirit of bygone teenager, may be lurking under my bed. Waiting for the right moment to pounce after I drift off into sleep. Well, with the latest addition to my arsenal my fears have finally been alleviated. Sort of. The Ghostbusters Proton Pack Backpack has the look of the real thing, but it's just a backpack, so you can store whatever you want inside it—including ghosts. Or books and pencils and stuff. That works, too. More »


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How to fix the speaker on a Verizon or Sprint iPhone 4

If you've got a blown or distorted loud speaker or the bottom mic isn't working in your Verizon or Sprint iPhone 4, you may need to DIY replace the speaker assembly. Luckily, this is one of the easier repairs to perform on your own. It's also a lot cheaper than paying for a replacement if you're out of warranty.

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Chumby halts hardware sales, long-term support looking mighty unlikely

dead chumby

"The site is closed temporarily." Never a good sign, indeed, and particularly not when it's plastered across Chumby's own webstore. For over two days now, that's the message given to anyone attempting to buy hardware from the company, and it looks as if the Chumby we knew may be counting down its final days. A scrappy upstart attempting to bring its Chumby OS to the masses via injections into larger OEMs, the outfit saw little to no uptake across a wide variety of products; Sony nixed the Dash earlier this year, and Insignia turned its back quite some time ago. To be fair, Chumby had stopped manufacturing its own branded hardware in 2011, with the outfit's Duane Maxwell confirming the outright death of Chumby's store in a forum posting today. According to him, there was "no point in keeping the store around once inventory was exhausted," though hardcore loyalists can still snag a NeTV from adafruit.

Other forum members have noted that all support emails now seem to be headed into the Great Beyond, and while the actual network that Chumby OS relies on remains alive at the moment, there's no guarantee it'll last. Interestingly, at least two individuals instrumental in the building of Chumby are now working at Media Navi -- both Alison Fay and Michael Coleman have moved Chumby-related job listings to "Past" in their LinkedIn profiles. We'll be reporting more as we get it, but in the meanwhile, we'd recommend giving your favorite Chum a warm hug. His / her heart may not be beating for too much longer.

[Thanks, Jonathan]

Chumby halts hardware sales, long-term support looking mighty unlikely originally appeared on Engadget on Thu, 19 Apr 2012 20:02:00 EDT. Please see our terms for use of feeds.

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Dick Clark: The Man Who Changed TV

Clark's influence endures today with such stars as Ryan Seacrest.
By Gil Kaufman


Dick Clark on the set of "American Bandstand"
Photo: Getty Images

Without Dick Clark, there would be no Ryan Seacrest. Hell, without "America's Oldest Teenager" there would be no "TRL," and maybe no MTV.

Clark, who died at age 82 on Wednesday (April 18) after suffering a heart attack, never sang a note or released an album. He wasn't the inventor of a dance craze or a label boss or even a particularly hip guy. What he was, though, was a visionary.

And as much as any hotshot who played a guitar, figured out how to mix two turntables and a microphone, wiggled his hips or invented the next big sound in music, Clark was instrumental in making pop music pop.

Photos: The life and career of Dick Clark

He brought rock and roll into America's living rooms in the 1950s, just as the sound of young America was upsetting parents, confounding the staid radio programmers of the day and encouraging teenagers to shake, rattle and roll. Though he dressed like a martini-swilling ad executive and was adamant about keeping a strict tie-and-jacket dress code on his long-running signature show, "American Bandstand," Clark lived by one simple credo when it came to judging music: "It's got a good beat and you can dance to it."

Most importantly, when he took over "Bandstand" and went national in 1957, Clark put teenagers on TV at a time when the most popular shows were aimed at their parents' generation, including "Gunsmoke," "I Love Lucy," "The Danny Thomas Show" and "General Electric Theater." He let them see themselves on TV, which seems like no big deal to today's YouTube-ified teens, but was a revelation for the first generation to grow up in front of the tube.

An MTV VP recalls his first job in television, working for the late Dick Clark.

With one of the longest runs in TV history (1957-1989), "Bandstand" became a crucial stop on any major artist's promotional rounds. And with good reason: The show drew an audience of more than 20 million at its peak, half of whom were reportedly adults. Among the acts that lip-synced their hits on the program and got their first major exposure over the years: Chuck Berry, Sam Cooke, James Brown, Simon & Garfunkel, Johnny Cash, Aretha Franklin, Jackie Wilson, Marvin Gaye, the Jackson 5, Chuck Berry, the Doors, Pink Floyd, Prince, Kurtis Blow, Cher, Devo, LL Cool J, INXS, Bon Jovi, Run-DMC, Madonna and the Talking Heads.

Clark would chat the artists up and, even as the years went on and the styles changed from the buttoned-down 1950s to the freewheeling 1960s, disco-dancing 1970s and new-wave 1980s and the show's influence waned, Clark's enthusiasm for the hits of the day was unwavering. The times changed, but Clark appeared ageless, his full head of hair and boyish smile as much a staple of the show as the enthusiastic dancing of its real stars: the audience.

Though controversy would later rise over Clark's claims that he integrated the show in 1957 (as well as a nearly career-derailing brush with the payola scandals of the 1950s), what is indisputable is that Clark offered a forum for both black and white artists at a time when there were few. The sight of black and white kids dancing together also inspired one of TV's other enduring music programs, "Soul Train," whose recently deceased leading light, Don Cornelius, was sometimes referred to as the "black Dick Clark."

Ryan Seacrest, Snoop Dogg and more celebs mourn Dick Clark.

Clark didn't just spin the hits, though. He created the template for the modern multitasking media mogul, a mantle picked up by his heir apparent, the unflappable Ryan Seacrest. He helped produce or executive-produce more than 7,500 hours of programming, from the Golden Globes, American Music Awards and Academy of Country Music Awards, to mind-numbing prime-time fluff like "TV's Bloopers & Practical Jokes." He often boasted that his was not the road less taken, but the cheesy, crowded freeway packed with bored couch potatoes just looking for a fun diversion, which he was happy to provide.

Clark taught television execs that teenagers had the power to push the cultural needle and that they were having a huge impact on music, movies, fashion and, yes, even politics. More importantly, "Bandstand" helped pave the way for the Top 40 radio format and helped move rock and roll into the movies and beyond.

Clark eventually moved into game shows, TV movies and children's programming under his Dick Clark Productions banner. And if you want to know why Seacrest seems like he's everywhere these days — from "American Idol" to "New Year's Rockin' Eve," numerous awards shows and executive-producing multiple Kardashian shows and other TV — it's because he studied at the knee of his icon and has patterned his multifaceted career on the man who laid the foundation. With holdings that included everything from themed restaurants to a theater in Branson, Missouri, it's not a stretch to say that Clark's influence reached into the modern realms of hip-hop and pop, where moguls from Diddy to Jay-Z, Justin Bieber and Rihanna have diversified by dipping their toes into the worlds of perfume, beverages, advertising agencies and cosmetics.

Nobody truly stays forever young, but Clark proved that you can stay forever young at heart.

Share your condolences for Clark's family, friends and fans in the comments below.

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Finding Your Way Around a Router

Have you ever accessed your home or small office router configuration settings and been bombarded with a mass of incomprehensible, cryptic computer-eze and senseless acronyms and abbreviations? Never fear -- you can quickly come up to speed on the basics. The router is a computer networking device that manages the data. It interprets the packet's address and directs the packet to its destination.

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Global warming mystery: Some Himalayan glaciers getting bigger

The Himalayan glaciers are the planet's largest bodies of ice outside the polar caps. New research shows some Himalayan glaciers got bigger between 1999-2008.

Some glaciers in the Himalayas mountain range have gained a small amount of mass between 1999 and 2008, new research shows, bucking the global trend of glacial decline.

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The study published on Sunday in the Nature Geoscience journal also said the Karakoram mountain range in the Himalayas has contributed less to sea level rise than previously thought.

With global average temperature rising, glaciers, ice caps and ice sheets melt and shed water, which contributes to the increase of sea levels, threatening the populations of low-lying nations and islands.

IN PICTURES: Disappearing Glaciers

The research at France's University of Grenoble estimates that the Karakoram glaciers have gained around 0.11 to 0.22 metres (0.36 feet to 0.72 feet) per year between 1999 and 2008.

"Our conclusion that Karakoram glaciers had a small mass gain at the beginning of the 21st century indicates that those central/eastern glaciers are not representative of the whole (Himalayas)," the experts at the university said.

The study appears to confirm earlier research that had suggested the Karakoram glaciers have not followed the global trend of glacial decline over the past three decades. The mountain range's remoteness had made it hard to confirm its behavior.

The Karakoram mountain range spans the borders between India, China, and Pakistan and is covered by 19,950 square kilometers (7,702 square miles) of glaciers. It is home to the second highest mountain in the world, K2.

"We suggest that the sea-level-rise contribution for this region during the first decade of the 21st century should be revised from +0.04 mm per year to -0.006 mm per year sea-level equivalent," the study said.

MELTING ICE

The Himalayas hold the planet's largest body of ice outside the polar caps and feed many of the world's great rivers, including the Ganges and Brahmaputra, on which hundreds of millions of people depend.

The world's glaciers, ice caps and ice sheets have shed around 4,200 cubic kilometres (1,007 cubic miles) from 2003 to 2010, experts suggest, which is enough to raise sea levels by 12mm over that period.

Stephan Harrison, associate professor in quaternary science at the UK's University of Exeter, said the new research had showed there is "considerable variability" in the global climate and in how glaciers respond to it.

The Karakoram glaciers are also unusual because they are covered with thick layers of rock debris, which means their patterns of melting and mass gain are driven by changes in that debris as well as in the climate.

Much of their mass gain also comes from avalanches from the high mountains surrounding them, Harrison said.

"Overall, the impact of melting glaciers such as these on sea level rise is known to be negligible, but it does mean that there is much more to be learned about exactly how the world's glaciers will respond to continued global warming," he added.

A separate study in February found that Himalayan glaciers and ice caps as a whole were losing mass less quickly than once feared, offering some respite to a region already feeling the effects of global warming. (Editing by Alessandra Rizzo)

IN PICTURES: Disappearing Glaciers

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Elizabeth Hurley & Shane Warne Planning Two Weddings

Elizabeth Hurley & Shane Warne Planning Two Weddings

Elizabeth Hurley and Shane Warne are planning to get married in two different countries next year. The 46-year-old model/actress and the cricketer will tie the [...]

Elizabeth Hurley & Shane Warne Planning Two Weddings Stupid Celebrities Gossip Stupid Celebrities Gossip News


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